Michael’s core strength as a financial adviser is his ability to recognise immediately not only whether the interest rate his clients are paying is too high, but more importantly whether or not a portfolio has been structured in the correct manner to offer maximum tax advantages.

"When people go directly to a bank, the lender either lacks the knowledge or is simply unqualified to discuss tax strategies and utilising the full features of a loan that will minimise tax over the long term. If they don’t get the right advice before the loan is set up, this can potentially cause very serious tax consequences. In addition to this, the bank lender can only provide one type of product, whereas at Central Choice, we have over 40 lenders to do our research from, meaning hundreds of different loan products, so we’re sure to find the right loan for all of our clients.”

Michael has assisted countless clients to refinance and restructure their investments to make immediate and long term tax savings. In particular, Michael is able to refinance business loans secured by residential property to residential rates, which often results in his clients saving many thousands of dollars per year.

If you would like to see how much you could save per year, every year, or simply for a financial health check with tips on how to restructure your property portfolio, talk to our refinancing specialist and licensed financial advisor, Michael Grech directly on 0425 854 830 or email him at This e-mail address is being protected from spambots. You need JavaScript enabled to view it